If you’re looking for a sweet, refreshing treat that brings all the joy of a classic banana split without turning on the oven, you’ve just found it in this No Bake Banana Split Dessert Recipe. It’s a dreamy layered concoction of creamy, fruity, and crunchy textures that feels indulgent yet is surprisingly easy to pull together. From the buttery graham cracker crust to the luscious whipped topping and vibrant fresh fruit, every bite feels like a little celebration of summer. Whether you’re making it for a family gathering, a potluck, or a special weeknight treat, this recipe is sure to become a beloved go-to in your dessert rotation.

Ingredients You’ll Need
The beauty of this No Bake Banana Split Dessert Recipe lies in its simplicity and the harmony of flavors and textures from a handful of everyday ingredients. Each one plays a crucial role, whether it’s building the perfect base, adding richness, or delivering fresh, juicy bursts of fruit.
- Graham cracker crumbs (2 cups): This forms the crispy, buttery crust that supports the entire dessert with just the right crunch.
- Unsalted butter, melted (1/2 cup): Helps bind the graham cracker crumbs together to make a firm crust.
- Cream cheese, softened (8 oz): Adds a tangy, creamy layer that’s both rich and smooth.
- Granulated sugar (1/4 cup): Sweetens the cream cheese mixture perfectly without overpowering the fruit.
- Vanilla extract (1 teaspoon): Enhances the flavors with a warm, fragrant hint.
- Whipped topping (3 cups, divided): Lightens the cream cheese layer and tops off the dessert with fluffy sweetness.
- Bananas (3-4, sliced): The star of the show, bringing fresh flavor and smooth texture.
- Crushed pineapple, drained (1 can, 20 oz): Adds juicy tropical brightness to contrast with the creaminess.
- Strawberries (1 cup, hulled and sliced): Offers a pop of color and a bright berry sweetness.
- Chopped walnuts or pecans (1/2 cup): Lends a satisfying crunch and subtle nuttiness.
- Chocolate syrup (for drizzling): Adds the finishing touch of indulgence with rich chocolate flavor.
- Maraschino cherries (for garnish): Classic little pops of color and sweetness to brighten the presentation.
How to Make No Bake Banana Split Dessert Recipe
Step 1: Prepare the Crust
Start by mixing the graham cracker crumbs with the melted butter in a medium bowl until every crumb is moistened. Press this mixture firmly into the bottom of a 9×13-inch dish to create an even, solid crust. Chilling it in the refrigerator while you prepare the rest will help set it perfectly for layering.
Step 2: Make the Cream Cheese Layer
In a large bowl, beat the softened cream cheese with sugar and vanilla until silky smooth. Carefully fold in 1 cup of whipped topping to keep the mixture light and airy. Spread this luscious layer evenly over the firm crust for a creamy base that balances the fruit layers to come.
Step 3: Add the Fruit Layer
Arrange the sliced bananas evenly across the cream cheese layer. Next, spread the drained crushed pineapple evenly over the bananas, followed by a layer of beautiful, sliced strawberries. This vibrant medley delivers a burst of natural sweetness and varied textures.
Step 4: Top with Whipped Topping
Gently spread the remaining 2 cups of whipped topping over the fruit, creating a fluffy, cloud-like finish that softens the texture and blends the flavors together elegantly.
Step 5: Garnish
Sprinkle the chopped nuts over the whipped topping, adding a delightful crunch to each bite. Drizzle generously with chocolate syrup for a rich accent that’s reminiscent of the classic banana split. Place maraschino cherries atop as the crowning jewels of this no bake wonder.
Step 6: Chill and Serve
Refrigerate your dessert for at least 2 hours so all the layers can meld and set firmly. When ready, slice into generous squares and serve chilled for a refreshing finish that’s sure to wow.
How to Serve No Bake Banana Split Dessert Recipe

Garnishes
For a little extra pizazz, add freshly grated dark chocolate or a sprinkle of toasted coconut alongside the classic cherries and nuts. These subtle garnishes elevate the dessert’s presentation and add nuances to the flavor profile that your guests will notice and appreciate.
Side Dishes
This No Bake Banana Split Dessert Recipe pairs wonderfully with a scoop of vanilla bean ice cream or a simple espresso for a complete end to your meal. Fresh fruit salad on the side keeps the theme light and refreshing if you’re aiming for a summer picnic vibe.
Creative Ways to Present
Think beyond the traditional as you serve this dessert. Layer it in individual clear cups or mason jars for portion control and charm, or use small parfait glasses to show off the beautiful colorful layers. A drizzle of caramel sauce in zigzags on top can also add a fun twist that invites more tasting.
Make Ahead and Storage
Storing Leftovers
Once prepared, this dessert keeps nicely covered in the refrigerator for up to 3 days. The crust maintains its texture, and the creamy layers stay fresh, making it perfect for preparing in advance for busy days or entertaining.
Freezing
While you can freeze the dessert, note that the texture of the bananas and whipped topping may change slightly upon thawing. If you want to freeze, wrap it tightly in plastic wrap and foil, and thaw in the refrigerator overnight before serving.
Reheating
Since this No Bake Banana Split Dessert Recipe is best enjoyed chilled, reheating is not recommended. Simply allow refrigerated leftovers to come to slightly warmer-than-fridge temps if preferred for enhanced flavor release.
FAQs
Can I substitute the cream cheese with something else?
Absolutely! For a lighter version, you can use mascarpone or even Greek yogurt, but keep in mind the texture and flavor will be slightly different. Cream cheese adds a rich tanginess that pairs beautifully with the fruit.
What if I don’t have whipped topping?
You can whip your own heavy cream with a little sugar and vanilla extract to create a fresh alternative. It gives a more homemade feel but works perfectly for this layered dessert.
Can I use other fruits instead of bananas and strawberries?
Definitely! This recipe is very flexible. Sliced kiwi, mango, or blueberries make fantastic additions or substitutes that keep the dessert fresh and vibrant.
Is this recipe suitable for kids?
Yes, it’s a family-friendly treat that kids love to help assemble and enjoy. Just be mindful of any nut allergies when garnishing with walnuts or pecans.
How long does it take to prepare this dessert?
The hands-on prep is about 20 to 30 minutes, but you’ll want to chill it for at least 2 hours to let the layers set nicely. This makes it a perfect make-ahead dessert for busy days or gatherings.
Final Thoughts
There’s something truly magical about this No Bake Banana Split Dessert Recipe that makes it an instant favorite. It captures the essence of a timeless ice cream parlor treat with none of the fuss, just pure, creamy joy in every bite. I hope you’ll give it a try soon and create your own memories around this deliciously simple dessert that’s perfect for any occasion.
Print
No Bake Banana Split Dessert Recipe
- Prep Time: 20 minutes
- Cook Time: 0 minutes
- Total Time: 2 hours 20 minutes
- Yield: 16 servings
- Category: Dessert
- Method: No-Cook
- Cuisine: American
Description
This No Bake Banana Split Dessert is a delightful and easy-to-make treat that combines a buttery graham cracker crust with a creamy cream cheese layer, fresh bananas, pineapple, and strawberries, topped with fluffy whipped topping, nuts, chocolate syrup, and maraschino cherries. Perfect for a refreshing, no-oven-required dessert that serves a crowd.
Ingredients
Crust
- 2 cups graham cracker crumbs
- 1/2 cup unsalted butter (melted)
Cream Cheese Layer
- 8 oz cream cheese (softened)
- 1/4 cup granulated sugar
- 1 teaspoon vanilla extract
- 1 cup whipped topping (such as Cool Whip)
Fruit Layer
- 3–4 bananas (sliced)
- 1 can (20 oz) crushed pineapple (drained)
- 1 cup strawberries (hulled and sliced)
Topping and Garnish
- 2 cups whipped topping (such as Cool Whip)
- 1/2 cup chopped walnuts or pecans
- Chocolate syrup (for drizzling)
- Maraschino cherries (for garnish)
Instructions
- Prepare the Crust: In a medium bowl, thoroughly mix the graham cracker crumbs and melted butter until fully combined. Press this mixture evenly and firmly into the bottom of a 9×13-inch baking dish to create a solid crust layer. Place the crust in the refrigerator to chill while preparing the other layers.
- Make the Cream Cheese Layer: In a large bowl, beat the softened cream cheese, sugar, and vanilla extract until the mixture is smooth and creamy. Gently fold in 1 cup of whipped topping until well incorporated. Spread this cream cheese mixture evenly over the chilled graham cracker crust.
- Add the Fruit Layer: Arrange the sliced bananas evenly over the cream cheese layer. Then spread the drained crushed pineapple evenly over the bananas. Finally, add a layer of the sliced strawberries on top of the pineapple.
- Top with Whipped Topping: Spread the remaining 2 cups of whipped topping evenly over the fruit layer to cover all the fruit and create a smooth top.
- Garnish: Sprinkle the chopped walnuts or pecans over the whipped topping. Drizzle chocolate syrup over the top for added flavor and garnish with maraschino cherries to complete the classic banana split look.
- Chill and Serve: Refrigerate the dessert for at least 2 hours, or until it is fully chilled and set. Once set, cut into squares and serve chilled for a refreshing no-bake treat.
Notes
- For best results, use ripe but firm bananas to avoid mushy texture.
- Ensure the cream cheese is softened to avoid lumps in the cream cheese layer.
- You can substitute walnuts or pecans with your preferred nuts or omit them for nut-free variation.
- Store leftover dessert covered in the refrigerator for up to 3 days.
- To make it more diabetic-friendly, consider using a sugar substitute suitable for baking and low-sugar fruit options.

